Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa

Love my pet insurance company!

I was hesitant at first to purchase pet insurance. I researched several companies and landed with Nationwide. I’m glad I did. The ease of submitting claims and getting reimbursed is second to none.
5

out of 5

POSTED: | BY: Evelyn

I recommend Nationwide to all of my colleagues

Nationwide has made claims so easy. When I found out my Stanley had a cataracts at 3 months and would be facing cataract surgery at a year old and what the surgery would cost I was flabbergasted. I never had pet insurance with any of my other dogs, all of who were rescues and lived until 13, 15 1/2, 16 and 19 without any vet bills except for wellness and spading so when a colleague of mine who found out I was getting a pure breed called me and recommended getting Nationwide insurance through our employer because of potential issues pure bred dogs might have, I decided to heed his advice. It was one of the best decision I have made.
5

out of 5

POSTED: | BY: Edward

Superb service

Always have received superb service. Easy to file and prompt.
5

out of 5

POSTED: | BY: michele

Superb support on consultation and claim submission and reimbursement. Compassionate consultation

Miia is doing terrific! Thanks for checking up and appreciate the reimbursement I also greatly appreciate the vet info in case I need to contact You guys are greatest!!!
5

out of 5

POSTED: | BY: Kelly

Peace of Mind

I love Nationwide. I have been a customer since 2010 and this is the third pet I have had covered by them. Having coverage with them gives me a peace of mind that is immeasurable. My youngest pet was recommended surgery recently and I didn't have to hesitate and consider the costs of the surgery because I knew I would get reimbursed. That allowed me to do what was best for my cat, rather than my wallet. The new app to submit claims is fantastic and I had my reimbursement 2 weeks after my cat's surgery! I also love that they send birthday cards and was appreciative of the condolences cards they sent after the passing of my previous pets. I recommend pet insurance and Nationwide to everyone I know with a pet because it is so worth it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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