Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Emily

Waste of money

I purchased a standard VPI insurance for my dog when she was a puppy, and the coverage was pretty good (I would get back 50-60% of my claim amount, which was great). When they became Nationwide, coverage became terrible. I recently submitted a $1500 claim for my now 11 year old dog to have a cancerous tumor removed from her leg and got only $273 back! Routine care like exams and vaccines has a similar return rate. I had the CareGuard Core, so not the most expensive plan, but not the cheapest either. Completely useless waste of money - I'll just be putting the money into savings in the future and it will be a better deal.
5

out of 5

POSTED: | BY: Erik Fritsvold

Every pet owner should have Nationwide on their side

Nationwide has consistently taken away much of the stress associated with our dog's injuries and surgeries. Our 6 year old English Staff has unfortunately had 3 major surgeries. These are gutwrenching and the surgery and recovery takes a toll on our whole family. But knowing we have Nationwide pet insurance takes a huge stress off our shoulders. I recommend Nationwide loudly and proudly to every dog owner in our circle.
5

out of 5

POSTED: | BY: Marilyn aragon

Nationwide is on my side

Outstanding coverage
5

out of 5

POSTED: | BY: Laurie

Claims Process Sucks

Really poor instructions and communications around the claims process and information needed, especially when it comes to provision of medical records. It took me several weeks and multiple calls to get my initial claim processed correctly.
5

out of 5

POSTED: | BY: Ann

Easy claims submission and good coverage

Our dog got attacked by another dog and had severe injuries that required surgery and rehab. Filing claims with Nationwide has been simple because we can just upload receipts and treatment notes to an email and submit electronically. Also, we've been pleased by how much has been covered - ER visit, surgery, rehab, meds - such a help because it adds. up. We are grateful to have this coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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