Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa Hall

Nationwide is a great choice

I have two hooligan puppies and Nationwide is great! They even have a phone line that I have used to ask questions about food and general care.
5

out of 5

POSTED: | BY: Cindy Ruby

Easy, quick, no hassle reimbursement!

This was the first claim I've had to submit and I could not be more relieved with how easy and simple it was. I submitted online, and roughly a week later had reimbursement. Nationwide sent me confirmation emails letting me know the claim has been received and was being reviewed. I was skeptical when getting insurance (first time) but Nationwide has proven to be hassle-free and worth every penny.
5

out of 5

POSTED: | BY: Genevieve Marabella

God Bless Nationwide and their employees for taking care of my medical bills for my LuLu!!

I couldn’t imagine not having Nationwide Pet insurance on my side, for the health and well being of my LuLu! ❤️❤️❤️
5

out of 5

POSTED: | BY: Hillary Meister

Helps make pet ownership a little more affordable

While I am still on the fence about having pet insurance, I have carried this for 5 years. My dog is getting older now and I know if anything happens I will need help in paying for it. So this is really more insurance for his later years but unfortunately you have to buy it while they're young before they have any conditions arise that would be considered preconditions. Question you have to ask yourself is could you put a certain amount away every month to help pay for your pets needs? If you can then you may not need insurance. 50 way the cost per month of the insurance compared to what you might spend it may be less but it can also be more. And that's the thing about insurance. You are paying for those just-in-case moments. In this case oh, it has helped me to a degree. I purchased the insurance after my dog has been diagnosed with his allergies issues so unfortunately, none of that is covered. But everything else that has had no problem with.
5

out of 5

POSTED: | BY: Gina Dudinsky

Best Pet Ins company ever!!!!!!!!

We have 2 German Shorthair Pointer Hunting Dogs - we've never had a need for pet insurance, but something told me that with these 2 I may need it. Nationwide has been a godsend - we've had a couple of minor accidents that have been fully covered and we are so grateful. Their claim submission process is super easy and their customer service is very caring and helpful. I would recommend them to anyone looking for pet insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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