Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Martin Jacobson

Reimbursement aspect of policy needs to be communicated better

Nationwide needs to better communicate the fact that this policy does not function in a manner similar to human health insurance. The claims were needlessly delayed in processing because of an unawareness on my part that this is a policy that essentially works in a manner that is "we don't pay until you pay." Claims are still processing for care that was provided back in August.
5

out of 5

POSTED: | BY: K McNicholas

Wonderful

Great peace of mind. Appreciate concerns and service
5

out of 5

POSTED: | BY: Patti ferneding

Great coverage and reimbursement

I’ve had nationwide previously VPI for many years. Always satisfied. But this year my premium went up to $666 dollars. Outrageous!!! Increased double in 2 years. Want to know why. Last year increase was $150. This year $200 increase.
5

out of 5

POSTED: | BY: Melanie

Awesome experience so far with Nationwide!

Best decision we have made with our dog. We’re very pleased all around with Nationwide pet insurance.
5

out of 5

POSTED: | BY: Maureen Hoffman

Experience

Very helpful when talking to representatives and website great
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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