Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: ALICEL

Happy with the service

Nothing negative to said. Love it.
5

out of 5

POSTED: | BY: Chris

Quick Claim Turn Around

Unfortunately we've been to the vet a handful of times for our little dog lately. She was perfectly well at her wellness exam and 2 days later was back in for an awful cough. We are pretty sure she picked it up at the vet. They're trying different things, but so far no improvement. Nationwide has been so quick to respond to claims. Within a few days we have our return which makes it so easy when vet Bill's start to pile up. I'm so thankful we have coverage for our little JoJo. Just goes to show, something as small as a little cough can be very costly. Hope we never have anything serious.
5

out of 5

POSTED: | BY: Sherry

Fairly simple to submit and quick response

The form is a little cumbersome to complete and can't imagine for someone less computer savvy that it's simple but I am able to submit online and the response and direct deposit is great!
5

out of 5

POSTED: | BY: Suzanne

Huge Help!

We couldn't get through some of these initial vet visits without Nationwide. When Alister got sick, we knew we could count on Nationwide to help us out with the costs of his medication to ensure he got back to health quickly. We are so happy we went with Nationwide as the reimbursement was so quick and easy, we never had to follow up! It really puts us at ease - thank you Nationwide!
5

out of 5

POSTED: | BY: Sarah

Easy and worth it

The Nationwide claim process is very easy and having the insurance is worth the cost, it gives great peace of mind and allows you to give your pet the best care.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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