Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth

Thank you. My dogs mass was benign. I'm grateful for the insurance.

Thank you for your speedy claims department. It was a financial hardship but now I can pay the money back.
5

out of 5

POSTED: | BY: Susan

I tell everyone I meet about Nationwide and how they have saved my best friend Ally

Without Nationwide (even when her monthly cost went up) has saved my dog with the reimbursement of her media al bills. It is well worth the cost.
4

out of 5

POSTED: | BY: Marissa

Good pet insurance

I’ve had Nationwide for over 6 years. I’ve never really used them until October of 2019. My dog was diagnosed with lymphoma and my vet bills racked up within weeks I had put $3000 on my credit card. Nationwide’s online claim submission was fast and easy and they paid all of my dogs claims. However my premium went from $45 dollars a month to $65 a month after he got sick... I’m not sure how I feel about them increasing my premium by $20...
5

out of 5

POSTED: | BY: James

Biscuit claim

Excellent service and prompt claim payment.
5

out of 5

POSTED: | BY: Pat

Great service pays very fast

Nationwide is great

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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