Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy E

Awesome. Very easy to file a claim.

Awesome! Very easy to file a claim. Great customer service.
5

out of 5

POSTED: | BY: Phyllis Stewart

Great Insurance fir Nikki

Nikki is not quite 3 yet. When I took this insurance I did it in case of an accident. I never expected he woul have a nasal tumor especially at this young age. Without the help of Nationwide I’m not sure what his fate would be. They have paid every claim quickly. This makes his chances of beating this much better.
4

out of 5

POSTED: | BY: billy barra

Response is timely.

Response is quick.
5

out of 5

POSTED: | BY: Wendy Smith

Valuable policy

So happy to have Nationwide! I don't have to worry or hesitate about Chops heath scares knowing I'm covered.
5

out of 5

POSTED: | BY: Amy Fox

So glad I purchased vet insurance 9 years ago!!

Our Kierra is getting up in age- we purchased insurance when she was 3 after finally paying off the dreaded “vet bill credit card” and swearing we were not going back in debt with vet bills again. Over the years it has paid for itself and more- Kierra is aging and has developed some health issues that have required regular testing and costly exams with a specialty vet, not to mention a good bit of medication. Having insurance has allowed us to give her the best care possible to keep her comfortable and happy during her golden years.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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