Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CAROLYN

EXCELLENT SERVICE

I obtained Nationwide Insurance for Maxie shortly after we got him. Their service has been nothing but TOP RATE. Every claim was done quickly and explained in a way I could understand. I did have a couple of questions and they were answered immediately. Staff is very helpful and very polite and courteous. I would definitely recommend their plan to anyone who is getting a new "best friend".
5

out of 5

POSTED: | BY: Vera

Initiating a claim is straight forward, customer service is responsive

This is the first time I have made any claims. The process was easy to follow and the response to the claims was quick.
4

out of 5

POSTED: | BY: Darcy

After initial new customer bump, having this insurance is the bees knees!

Being new to the pet insurance business, I didn’t realize what was actually needed to file a claim (dr notes, past history, etc). So I was frustrated at first. It once I was able to get everything submitted, the claim/reimb process is super easy and super fast!
5

out of 5

POSTED: | BY: Shannon

Insurance gives us peace of mind

When my dogs get sick, I don’t have to second guess if I can do what I need to do to make they are well again. Our coverage has really given us that peace of mind.
4

out of 5

POSTED: | BY: James

I am satisfied except for one claim that was for Over$ 600.00 for a emergency reducing the pressure in Abbys Eyes.

The pressure had to be done right away to prevent other problems and it was the end of my contract which I already signed up for another year so it seem like you would have covered something on this claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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