Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christian E

Happy pet. Happy human.

Our pup had a treat get stuck in his esophagus, and had to go to the ER. The claims process was painless and the reimbursement came quickly.
5

out of 5

POSTED: | BY: Jennifer

The only Pet Insurance to have!

I am so impressed with Nationwide Pet Insurance. We have now been with with Nationwide for a year. They are very responsive with claims and questions. Even when my credit card was stolen and the payment didn't go through, they reached out by email and snail mail to alert me. I had forgotten to update my credit card with them, and most agencies would have cancelled the policy immediately. However I was able to get back as soon as they alerted me with an update without a break in coverage. This is wonderfull customer service.
5

out of 5

POSTED: | BY: Debbie Hamilton

This Insurance is a Must Have!

I am so thankful that I've had this insurance on my dog since she was 8 weeks old. The most simpliest things as a teeth cleaning was worth my whole premium for the year. It is a must have if you are taking correct care of your pet.
5

out of 5

POSTED: | BY: Martha Courtney

I would never own another pet without pet insurance from Nationwide!

We have had Nationwide (previously VIP) pet insurance on two dogs now for over twenty years. Coverage allows us to make easier decisions when it comes to providing appropriate medical care to a very ill "family member." Nationwide has seen our current dog through endocarditis and lymphoma. She is still alive, and doing well, because we were able to afford quality veterinary medical care for her. Thank you Nationwide!
5

out of 5

POSTED: | BY: Karthik Jayasankaran

Thanks for insurance coverage and quick handling of query

Insurance helped cover portion of the emergency treatment of my puppy’s left front leg

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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