Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ann

You guys are the best

You guys are the best! So easy to submit claims and turnaround time is quick. Never had any complaints or issues with this insurance. i recommend to all my friends. Definitely worth the monthly investment. Thanks for checking in on Addi after surgery, she's doing great!
5

out of 5

POSTED: | BY: Matt

Whole Pet & Wellness is the way to go

Our pet was recently hospitalized from an unknown stomach issue and had to see 3 separate vets/hospitals for diagnosis and treatment. Nationwide Whole Pet and & Wellness plan is amazing because we submitted the claims and heard back extremely fast and with our 90% reimbursement in our pockets within a week. Pet Insurance is the way to go.
5

out of 5

POSTED: | BY: Anne

So thankful for Nationwide

My cat Judo has struggled with upper respiratory issues and bloody sneezing on/off for 2+ years. We've had Nationwide the whole time. We finally got to the bottom of it with extensive diagnostics recently and turns out he has fungus in his nose. :( Thankfully Nationwide covered 90% of the diagnostics (>$2000) and the subsequent 4 month supply of medication (>$1500). We would've treated him either way but Nationwide took a huge financial burden off of our minds and we are grateful for it!
5

out of 5

POSTED: | BY: Joe

Fast process

Glad to have Nationwide cover most of my little guy's expenses and in a timely manner. Once my claim was submitted, I had my reimbursement within a week's time.
5

out of 5

POSTED: | BY: Tania

Excellent Customer Service

Our dog had to have emergency surgery, which we did not hesitate to pay for. I obtained her medical records from the Vet and submitted a claim. Received an email stating claim was received and payment not long after. Totally satisfied knowing my fur baby's insurance is an excellent one. Thank you
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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