Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Deborah Trundle

Love how easy the claims process is!

I’ve been with this company for many years and have been pleased so far.
5

out of 5

POSTED: | BY: Barbie Monahan

Nation wide has been fast with claims when my puppy needed emergency care.

I have been so happy with being able to send you my puppies bills along with the form you provide. You do all the work with figuring out deductibles, etc. Thanks
5

out of 5

POSTED: | BY: Ivy Chu

Nationwide is there when I need them

I am glad that Nationwide is there to help with some of the vet cost. It's easy to file a claim and applicable reimbursement from Nationwide is within days.
5

out of 5

POSTED: | BY: Colette Sherrington

Pretty Good Pet Insurance

I was happy to change my dog's pet insurance from Healthy Paws to Nationwide. Although Nationwide is pricey, Coco's policy covers a range of items, and, in some instances, it's better than our medical insurance! The claim turnaround is excellent. I would highly recommend Nationwide for pet insurance.
5

out of 5

POSTED: | BY: Therese L

Paws up!

Very pleased with service overall. However, recently there's been a problem between Chase and Comcast halting electronic payments. To date, that problem has not been resolved. That problem is causing delay in getting claims reimbursed.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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