Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Mike

Sign up with caution

I wish when I signed up for nationwide pet insurance 7 years ago that the rep would have been forthcoming in telling us that if we got major medical, after having a claim for a tplo the underwriters would refuse to let us change our coverage plan.
5

out of 5

POSTED: | BY: Theresa

Nationwide has done an outstanding job with all claims we have submitted. Have recommended to several pet oweners

I choose to get per insurance in the first few months we got Ayda. I am extremely confident in Nationwide and the service you provide.
5

out of 5

POSTED: | BY: kaytena

Highly Recommend!

This process is so quick and easy and customer service is always excellent
5

out of 5

POSTED: | BY: Darlene

Quick and Easy

The recent change to Nationwide Insurance has made a world of difference with my claims. The on-line submission is quick and easy, the review and processing is much quicker and the payment is received in a much shorter period of time. As I have two elderly ladies, I appreciate the marvelous difference in claim processing and payment more than you can imagine. Thank you!
5

out of 5

POSTED: | BY: Sonya

Having this service has been an amazing benefit to me and my fur baby!

I'm just so pleased with the Pet Insurance and how smooth the process has gone for me over the past year. I'm always cautious dealing with insurance companies, but Nationwide is the REAL DEAL! My claims were processed in a timely manner, and I was able to read the benefit statement clearly. I've even interacted with customer service and received the clarity I needed around my questions and concerns.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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