Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sonia Marzec

Best Decision Made

Our 3 dogs have been insured from the day they came into our home. There is no way we could have properly treated our aging babies without the help of pet insurance. The claims have been processed in a timely manner, and when you are retired it’s a great help. The option of one of them having to be put down because of illness is out of the question, with Nationwide we have been able to treat them as they’ve aged and gotten sick, just like people. I found out about pet insurance 12 years ago, and it was the best decision made.
5

out of 5

POSTED: | BY: James

Fast service

Like all insurance a little expensive but they are fast and professional.
5

out of 5

POSTED: | BY: Luanne Sibley

Finnegan

It is so easy to file a claim. Customer service is helpful and easy to get a hold of.
5

out of 5

POSTED: | BY: Susan

Wonderful experience working with Nationwide regarding Max's pet insurance claims.

Submitting claims from our Vet clinic for Max's appointments and care have been easy. Nationwide keeps us informed from the time they receive the bill, while under review, and a full explanation of coverage once the bill is paid.
5

out of 5

POSTED: | BY: Craig Brackey

Surgery

The ease of filing a claim was easy and the reimbursement was quick.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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