Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Doug Budin

Happy

I have been extremely happy with my dog's insurance policy. There is an amazing peace of mind knowing I can go ahead with whatever test the doctor orders and bring my pet into the vet, without thinking twice, when something goes wrong. As my pet ages, his medical expenses have increased a lot so I'm thrilled I have the policy in place!
4

out of 5

POSTED: | BY: Jacqueline Cruz

Besides the small hiccup during the claim process, Nationwide was there for us!

We had a small hiccup from when I submitted the claim and apparently it wasn't properly filed and the representative I spoke with was able to help locate it and expedite the process. All in all the process is simple and efficient. Hopefully they assist me with the most recent visit! Fingers crossed!
5

out of 5

POSTED: | BY: Dreama White

I’m happy I have Nationwide pet insurance.

I appreciate your prompt reimbursement for vet services.
5

out of 5

POSTED: | BY: Grace Kittle

Peace of mind, especially financially

Franklin has torn his achilles and had to have a complicated and expensive surgery. I am not sure we would be able to afford all the care he needed without having insurance. It has been the greatest investment we have ever made. I tell anyone thinking of getting a dog to buy insurance, you won't regret it!
5

out of 5

POSTED: | BY: Keli Lockwood

Easy and quick

Very easy to submit a claim and the pay out is very quick!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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