Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Joelle

Price Increase

Very disappointed in my year over year increases for my THREE pets on the plan. Almost all of my claims (except an occasional sickness) has been wellness, yet my rates keep increasing. one pet is up to $75/month. I can't afford this anymore and likely have to cancel soon, as I budget out $150/month for all 3 pets. Super disappointed.
5

out of 5

POSTED: | BY: Terri Mitchell

Nationwide allows for my pets to get the best care

Nationwide allows for my sweet fur babies to get the best care
5

out of 5

POSTED: | BY: Rick Rogers

We were impressed with the vet visit cost

We were impressed with the vet visit wellness checkup. I’m hoping the costs will be pretty reasonable if he has health issues as he ages.
5

out of 5

POSTED: | BY: Brian M

Quick easy reimbursment through my Vet

I like that my vet can file the claim directly for me and the reimbursement was fair and quick
5

out of 5

POSTED: | BY: Norma

Great

Nationwide has been a blessing for me lately. My girl has had several issues in the past several months. After seeing 4 different vets and two surgeries, she is feeling better and on the road to recovery. If Nationwide was not fast with process of claims I am not sure if My dog would have made it. Their quick processing of claims help me pay for the next visit to her doctor and saved me very much money. Thank you Nationwide
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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