Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brennan Hervey

I wish human insurance was this easy!

Easy to follow directions. Simple claim forms. Timely updates.
5

out of 5

POSTED: | BY: Marta Valldejuli

My eperience has been exceptional.! Great very professional staff and service.

Have been a client since 2001 when adopted 2 Persian cats and joined the insurance my experience was always at the highest level of service. Three years ago adopted a rescue cat and had some minor health problems that the insurance had been so very helpful, by email and phone. I could not say enough of the good service and the way I had been treated. You guys are amazing! Happy Thanksgiving and best Holidays ever.
5

out of 5

POSTED: | BY: Francis Naab

Remarkably quick payment on claims!

Nationwide's Pet Insurance has been a tremendous asset for our family. We have had multiple opportunities to activate the policy and Nationwide has been quick to pay on each approved claim. Well worth every dollar spent on the premium and I encourage all pet owners to buy the insurance.
5

out of 5

POSTED: | BY: Alexandria

Very reliable

Nationwide pet insurance is offered through my employer. This is my first year having it and it's paid for itself! Super easy to submit claims and the reimbursement process is great! I have the Accidental and wellness plan and it’s well worth it!
5

out of 5

POSTED: | BY: Michael Cementano

Unlike most mediical insurance for human beings, Nationwide Pet Insurance is easy, personable, and quick.

Whenever a call Nationwide Pet Insurance with a question, the service I get is amazing. The tone of costumer service representative is friendly, professional, and kind. Making a claim is easy. I make my claims "old school" via mail. I also heard that you can now make claims via your phone or computer. Honestly, in less than a month I received an explanation of reimbursement and received a check. Nationwide is realistic in determining a claim and almost 100% of the time my claims were approved. I wish insurance for human beings was as easy and friendly. It would be nice to have an insurance card and have the veterinarian submit on your behalf - having the insurance holder submit is a bit of a pain, but not bad at all because the service is so fast. I was a customer when Nationwide took over VIP (seven years) and I would highly recommend this pet insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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