Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Theresa Dessureault

Thankful

When I first adopted my rescue at 6 months old, I hesitated getting dog insurance. For one, I was on a budget, and really couldn't waste money. I reviewed the plans, talked to people I know that had pet insurance, and decided I would at least get the major medical coverage. Well, let's just say that I am thankful that I made that decision. Nationwide has been extremely nice to deal with, answering any questions that I may have, and also they process claims on a timely basis. Highly recommended.
5

out of 5

POSTED: | BY: Kathi Lee

Caring, helpful and easy

My dog was diagnosed with bone cancer back in May. We've been so busy taking care of him & trying to keep him pain free that I totally forgot to submit claims for his care. 6 months later, I called to see if there was any time limit in submitting claims and the representative was so incredibly caring and kind. She was compassionate about our situation and let us know that Nationwide doesn't have any time constraints, which was a huge relief. What moved me so much was the phone representative. She was so kind and understanding & made me feel at ease. I submitted the claims and within a week & a 1/2 those claims were paid. Thank you Nationwide for giving me one less thing to stress about.
5

out of 5

POSTED: | BY: Dave

Excellent customer service and quick and easy claim processing

Very easy process for submitting claims. Claims are processed quickly and accurately. Payments go directing into your bank account.
5

out of 5

POSTED: | BY: Carol Smith

Recommend you to every pet owner I know!

I have had your insurance since Daisy was a baby. These last few years we have faced many health challenges and you have always paid well. I recommend you to everyone I know and pet people I don’t know!
4

out of 5

POSTED: | BY: Drew Kastner

Good Job

good service

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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