Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Hodges

So glad I signed up for this!

I don't usually leave feedback when reviewing but I really want to share how positive my experience has been with this company. First off, it's cheap when you compare what an emergency would cost if something happened. Even without an emergency, one trip to the vet usually takes care of the deductible, so everything after that is covered with a 90% reimbursement! 90% is amazing. That's almost all of it. I don't hesitate when Bella needs to get checked for something, and before I would put it off as long as possible because of the cost (we just couldn't afford it)... knowing we will be reimbursed makes it so much easier. Her skin is being treated the right way now. Without insurance, we would still be treating based on cost instead of quality. There is also an app called VitusVet where you can submit claims electronically, which decreases the reimbursement time tremendously. We get reimbursed within a week using the app. Love this company!
5

out of 5

POSTED: | BY: Susan

Nationwide is always there for me and Ivy!

Nationwide is absolutely the best there is I wish I could tell every pet owner.
5

out of 5

POSTED: | BY: Michael

Quick Turnaround

I didnt talk to a customer service rep. I did it all myself and it was finally done in a timely fashion. I appreciate getting my money back to pay off the rest of the bill.
5

out of 5

POSTED: | BY: Kirk Luetkehans

Reassuring to know Nationwide has our dogs backs (and fronts and sides)

I’m not one to take our dogs Otis and Kaspar to the Vet for every little minor mishap or illness, so when I do, it’s reassuring to know they’ll get the special care they need without breaking the bank. Easy to claim, easy to receive, and every customer service experience I have had in our 8 years with Nationwide warrants a rating of “10.”
5

out of 5

POSTED: | BY: Sophia Heftler

This insurance is excellent!

This insurance is excellent! The claims process is amazingly simple and confirmation of receipt is almost immediate. I have never waited more than 10 business days for my reimbursement, and that is without using direct deposit! The explanation of benefits is usually available within a week. And amazingly they have always found the expenses I have submitted as within the usual and customary amount for my area, which is more than I can say for my own medical insurance which never does. Most most recent claim was for a substantial amount of money and I received the check to apply to my credit card bill significantly before receiving the bill. Really terrific insurance and has more than paid for itself and has helped to save my little Gatsby's life. Thank you so much!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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