Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jarred

Existing conditions need to be reviewed!

I did not have insurance. the first time I took my puppy to the vet, there was a spot on his belly and it was documented as allergies! I tried to appeal although nothing. This is not fair!
5

out of 5

POSTED: | BY: Ken

I have been very satisfied with Nationwide.

I have been very satisfied with Nationwide
4

out of 5

POSTED: | BY: Chris

Responsive and TImely

Nationwide has insured Buddy since he was born. Over the past 18 months (starting at 3 years old) he began "gutting"/ eating too much stuff, and required 3 surgeries in one year plus other visits for xrays and more. Nationwide's system for submitting, reviewing and responding has been great. Their coverage has shift during the policy period to be less and less. We are getting about 60% of the bills paid back to us from each claim.
5

out of 5

POSTED: | BY: David

Quick and efficient!

Easy company to deal with. Everything is quick and automated. Very transparent EoB in direct alignment with policy details.
5

out of 5

POSTED: | BY: Karen

So glad we have Nationwide Pet insurance for our dog.

The old jingle, “Nationwide is on your side” certainly holds true for their pet insurance as well. It is the best decision to insure our dog as a puppy when we first brought her home. We LOVE the helpline and claims are very easy and fair.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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