Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy

I have recommended Nationwide Insurance more times than I can even remember!

Nationwide has been absolutely wonderful to us. I did purchase both policies which was recommended by one of their customer service people. And I am so grateful for that recommendation. My little fur baby has been very sick. And it has been a wonderful gift that most of the cost was covered by Nationwide.
5

out of 5

POSTED: | BY: Linda Fox

Fabulous Company!

Responses are quick. Phone contact has always been super. Very caring individuals.
5

out of 5

POSTED: | BY: Nancy

Nationwide paid promptly and amount I signed up for.

I found Nationwide to be an excellent Pet Insurance Company. Recommended by my Vet, I signed my rescued Schnauzer/Terrier Mix when she was three years old. I did so because my previous dog needed a lot of veterinary treatment after she was 14 years old. I never dreamed by little four-year-old pet would need treatment so soon. She chewed up some leather that had to be removed by an operation. Nationwide paid fully minus my $250 deduction for Major Pet Insurance. They check arrived quickly and I deeply appreciate the promptness. I highly recommend Nationwide Pet Insurance to all my friends with pets and pet owners!
5

out of 5

POSTED: | BY: Yale Schiffman

Great service and fantastic response time

I am so thankful that we signed up for Ginnie's pet insurance through Nationwide. The paperwork is easy to handle. Reimbursements are very clear. We didn't require much in the way of claims service when she was young. But now that she is older we are so glad that Nationwide has our back. The few times I've spoken with customer support I found them to be helpful and caring. Thanks very much for what you do.
5

out of 5

POSTED: | BY: Cristina Mercer

Claims are paid quickly!

The claims are paid quickly. The only issue is customer service can be vague with their answers.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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