Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nina Gordon

Great customer service

Any time I call, whomever I speak with goes above and beyond with answering any questions I have and helping me through any issues.
5

out of 5

POSTED: | BY: Angela Vitali

Very Grateful for your help in Vet costs and coverage

Excellent Pet Insurance Company!!
5

out of 5

POSTED: | BY: Jeanne Mcguire

Very satisfied

Great service!
5

out of 5

POSTED: | BY: pei shin

I am so glad I have Nationwide Pet insurance.

I am so pleased with Nationwide Pet Insuranfe. The process is so easy and smooth. Thank you.
5

out of 5

POSTED: | BY: Susan Saikami

A better deal than crappy Trupanion

Trupanion was my first pet insurance policy. The deductible was applied to EVERY claim. When I cancelled my policy, the rep tried to apply pressure tactics including, “If you sign up with Nationwide and cancel, they won’t accept you if you reapply.” (The Nationwide reps are polite and well informed.) Nationwide provides better coverage (routine exams, etc) and confirms my claims are being processed via email; when completed I receive emails and texts. My dog is undergoing surgery at VCA West Los Angeles Hospital. Trupanion is the only insurance displayed. (They accept Nationwide.) When I told the staff and surgeon I dislike Trupanion, they said pet owners appreciate the “quick” processing. I’d rather have more $.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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