Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: pei shin

I am so glad I have Nationwide Pet insurance.

I am so pleased with Nationwide Pet Insuranfe. The process is so easy and smooth. Thank you.
5

out of 5

POSTED: | BY: Susan Saikami

A better deal than crappy Trupanion

Trupanion was my first pet insurance policy. The deductible was applied to EVERY claim. When I cancelled my policy, the rep tried to apply pressure tactics including, “If you sign up with Nationwide and cancel, they won’t accept you if you reapply.” (The Nationwide reps are polite and well informed.) Nationwide provides better coverage (routine exams, etc) and confirms my claims are being processed via email; when completed I receive emails and texts. My dog is undergoing surgery at VCA West Los Angeles Hospital. Trupanion is the only insurance displayed. (They accept Nationwide.) When I told the staff and surgeon I dislike Trupanion, they said pet owners appreciate the “quick” processing. I’d rather have more $.
5

out of 5

POSTED: | BY: Sharon Sisk

Prompt claim review and settlement! Thank you!

I appreciate that the claim review process and payment has really been efficient lately. My poor pup has been through a few things these past couple years and knowing I have Nationwide behind me has helped ease just a bit of the stress of all that. Thank you!
5

out of 5

POSTED: | BY: Amy Barry

Awesome service !!

The customer service reps at Nationwide are incredible helpful . Claims are so easy to file and reimbursement is timely . I am so happy I went with Nationwide !!
4

out of 5

POSTED: | BY: Maggie Turner

Worth having

While the insurance policy is quite pricey it is worth it and it has paid off. I figure if I add up my monthly premiums e.g. ~$100 for the year = ~$1200 and get paid on claims throughout the year at minimum $1201, it was worth it. Every year, but 1 in 13 years, that has been the case for me. The ease of submission of claims is great and being able to check the status of the claims plus EOB online, is super easy and convenient as well.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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