Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 4.4
  • 4.8
  • Count
  • 0
  • 34
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jim

Great experience, with one exception

It is nice knowing that we can take our dog to the vet without worrying too much about what it will cost. Nationwide is great all the way to the check. The only sore spot for us is that their electronic reimbursement provider is terrible, like can't use them terrible. We tried to sign up twice but had to use a backup email account because they can't handle a hyphen in our email; they also have password requirements that are impossible for our password generator or memory to satisfy (letter+number+NO special characters+upper case+no sequences+++++). We didn't like giving tons of personal information that is irrelevant to sending us money. Both times we gave up on the electronic payment, had to wait 10 days for it to expire, and then wait for a paper check in the mail that we electronically deposited. We told customer service about the problems, but we're not sure it went any further. Nobody else uses this ridiculous system to get payments, and it has been so crippling to our entire experience with Nationwide.
5

out of 5

POSTED: | BY: Kathy Crego

I am glas I have this insurance.

Your company has been great in covering all these unexpected things . You have been very timely in getting the money back to us without any questions. It takes a lot of worry from us knowing as Houch gets older that we don't have to worry about paying his bills.
5

out of 5

POSTED: | BY: Norman Moss

Service at ease

Always good Service Thank you
5

out of 5

POSTED: | BY: Norma

Great service,well worth the money.

Mya is a rescue, in fact all my dogs have been rescued. This is the first time I have had insurance on my pets and I don’t know why I didn’t do this before. If not for Nationwide I could not have given Mya the care she deserves. Nationwide has a quick turnaround on the claims it’s unbelievable, their website is very user friendly. Love it. I tell all my pet owner friends about Nationwide
5

out of 5

POSTED: | BY: Jeannie Preston

Nation wide Pet Insurance is awesome

You all are great ,I would be in bankruptcy court if it wasn't for your team . Thank you!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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