Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
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  • 4.3
  • 4.8
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  • 28
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brissa

Great benefits

My pet is completely covered and I get back most of my claim. Thank you!
5

out of 5

POSTED: | BY: Amy

So Easy I wish we got this insurance for our other dogs.

Such an easy and painless process. Thank goodness we had insurance for Monster. Made an already hard time to much easier.
5

out of 5

POSTED: | BY: Denise G

They deliver more than they promise and FAST!

I am so glad I chose Nationwide for my pet insurance. They have been quick on claims and deliver what they promise. They even paid to have a foxtail removed from my dogs nose. I will never be without Nationwide for my dog. FYI I also have my homeowners insurance with them and they beat everyone on price and coverage.
5

out of 5

POSTED: | BY: richard johnson

Great coverage

Nationwide pet insurance is a must have, my policy practically pays for itself with the money it saves me on Vet bills.
5

out of 5

POSTED: | BY: Annie Showalter

Well worth the investment.

We have had Nationwide Pet Insurance for years and fortunately not had to request reimbursement. Unfortunately as our do has aged his health problems have increased and Nationwide has been there to provide their service. We are very grateful to have it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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