Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 4.3
  • 4.8
  • Count
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  • 27
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vidya Jyothiprakash

Insurance that cares for our Pets.

We were not happy in 2018 when I signed up for pet insurance for our new Pet Nala, and found out Nationwide will not cover surgery for pre-existing condition. But they have been good about covering wellness checkups, shots and her trip to Vet for her allergies. So I am giving 4 stars. We have her on Fish oil supplements that is helping her a lot.
5

out of 5

POSTED: | BY: Linda Duron

I love having Nationwide Pet Insurance for Bam Bam!

I'm so grateful that my employer picked up Nationwide Pet Insurance to offer to us. This is the best choice in giving me a sense of protection for my dog if anything happens to him, if he needs care and for meds/refills.
5

out of 5

POSTED: | BY: michelle

great service!

Filed a claim the process was hassle free!
5

out of 5

POSTED: | BY: Mo Avila

Helping with her Cushings

Nationwide has helped so much, where possible, to help ease the burden of my dog’s diseases. Very helpful over the phone and online.
5

out of 5

POSTED: | BY: Liz Rivera

Nationwide pet insurance provides such peace of mind.

I would LOVE to never have to use pet insurance because that would mean our girl is always healthy. But...in real life, health issues arise. Our sweet lab has had a mast cell tumor as well as recurrent gastroenteritis. It's so comforting to know we can get her the help she needs to be healthy and happy. Thank you, Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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