Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,561

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Daniel Bojan

Original plan (2017) was great. Now it’s nothing.

With the original plan it was great, though the claims process leaves a lot to be desired. I’m active duty military and I unfortunately missed the change of coverage due to deployment, they said I couldn’t change back to maximum coverage until policy renal timeframe. Well I called and they said I already had the maximum coverage based on age.. e.g. not worth the money. I immediately cancelled both my pets since it’s more cost effective to save what I paid monthly vs pay the monthly rate and deductible. I think they used to be so good. But now, no thank you
5

out of 5

POSTED: | BY: Terry Buckendahl

It was fast and easy to set up the…

It was fast and easy to set up the policy for my new puppy. The only issue I had was that you did not have the breed that my puppy is. She is a Newfypoo. So I chose large mixed breed.
5

out of 5

POSTED: | BY: Kelly

Glad I called

customer service person 1 and sales person were very nice and knowledgeable- I am glad I called
5

out of 5

POSTED: | BY: eleanor

I had been a customer for almost 20…

I had been a customer for almost 20 yrs. don't have any issues,on imbursement,Staff are very kind and helpful,application form simple and easy to understand.
1

out of 5

POSTED: | BY: allison bowers

I cancelled over the phone and was…

I cancelled over the phone and was charged another month. I contacted them and they said they did not have any record of the cancellation and refused to give me a refund.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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