Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

Everything explained clearly

Everything explained clearly. Thank you Kevin.
4

out of 5

POSTED: | BY: customer

Pet Insurance!

I was able to get pet insurance through my job, so it made it easier for me to look, go over and talk to a representative in person for the best plan for my dog!.
1

out of 5

POSTED: | BY: Gina

I purchased pet insurance through work…

I purchased pet insurance through work in October for 2026, and now an being told that the plan I bought is no longer available with Nationwide. It is unacceptable that I purchase a plan that Nationwide then removes and replaces with a new one. That is not how a purchase agreement works.
5

out of 5

POSTED: | BY: JAYANNE

It helps me to get back on my feet…

It helps me to get back on my feet paying less in my fur baby insurance.
5

out of 5

POSTED: | BY: Misty Bradley

Good customer service and support

Customer service was quick and courteous in resolving my problem and answered my additional questions knowledgeable and efficiently.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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