Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Johanna Alvarez

The rep I talked to was very… knowledgeable

The rep I talked to was very knowledgeable about the product the insurance I felt very comfortable with her customer service skills
5

out of 5

POSTED: | BY: Melissa Wilson

Jeremy was super helpful

Jeremy was super helpful when I called to add a pet to my policy. He answered all my questions and also helped me out with another pet's policy.
5

out of 5

POSTED: | BY: lapdfrank

The agent was very professional and…

The agent was very professional and took her time explaining everything Great employee
5

out of 5

POSTED: | BY: Kimberly

Easy to enroll

Easy to enroll. Multiple pet discount. Can customize to meet needs and budget. Enrolled online. No experience yet with customer service or claims.
1

out of 5

POSTED: | BY: Randy Nidey

I took Xariah when I got her to vet…

I took Xariah when I got her to vet applied for insurance even added the vet care and shot coverage received a letter needed vet records had to pay for second round of shots she got clean bill of health sent in all visits keep getting letters need 12 month vet checks she’s almost 5 months still don’t know if I have insurance . Randy Nidey

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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