Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jamie Ziegler

Easy enrollment, reasonable rates

It was very easy to enroll through the link in my employer's benefits portal. Nationwide has been very responsive and helpful, and the rates and coverages available were priced reasonably with the employer discount.
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5

out of 5

POSTED: | BY: Robert W

5 stars

I got the insurance I was looking for
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5

out of 5

POSTED: | BY: Ty Watson

The application process was very easy…

The application process was very easy and any questions that I had their response team answered them promptly.
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1

out of 5

POSTED: | BY: customer

I have paid annually $1000 in premiums…

I have paid annually $1000 in premiums for a healthy 3 yo dog who rarely seeks care, yet when she did go, they denied the claim which was less than one years worth of premiums. Then they auto renew despite not accepting an offer of replacement coverage notice, so be careful giving them your credit card. Dog insurance is optional luxury, so I decided to self insure. This used to be a good carrier. Now, I am ending my relationship with this toxic entity. They don't know which customers to keep.
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5

out of 5

POSTED: | BY: trish

Very friendly explained the policy and…

Very friendly explained the policy and I am just waiting for my paperwork that is being mailed.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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