Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Becky LeMaster

Submitting a claim is easy, and response time is quick.

So far all I have only good things about my pet policies. Submitting claims is easy, and response time is quick. So glad to have the 2 policies for each of our dog.
5

out of 5

POSTED: | BY: RICHARD MASTRACCI

Peace of Mind - Priceless

When in the emergency room you can be faced with deciding between trying to save your pet for exorbitant fees or making a heartbreaking choice. Having good pet insurance relieves you of this burden and allows you to focus on getting your companion well. My dog was hospitalized with aspiration pneumonia just before Christmas -- it was an emergency room visit in the middle of the night, she had a temperature of 103. My claim was initially denied because my dog had a pre-existing condition for GI issues (she had been prescribed a GI prescription diet once when she was a puppy). When I called Nationwide the representative verified that I still could qualify for reimbursement because my dog qualified for a review. Since my dog had satisfied the waiting period for this particular pre-existing condition my claim was granted. What a relief and validation that my decision to cover my pet with this coverage was a truly wise decision. I am very grateful to the representative who helped me.
5

out of 5

POSTED: | BY: Casey

Fast Service of Claims

They reimbursed the cost of dental services for my cat Kittybear, within less than a week. It was a big Bill and such a relief to have 90% of it covered.
5

out of 5

POSTED: | BY: Tish Plyler

Nationwide has been the absolute BEST!!!!

Nationwide has been the absolute BEST with our pet insurance. Always so polite, the online claim submitting is so user friendly and easy, customer service is always friendly and helpful and claims were processed so quickly!! I’d recommend them to any pet lover!! Thank y’all for the amazing service!
5

out of 5

POSTED: | BY: Jackie Cross

So happy with our pet insurance

Best decision we made getting pet insurance for our Lab puppy. We feel at ease every time we take him to the vet and do not have to worry about prices. I always recommend Nationwide to all friends with puppy's.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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