Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: suzie leu

Amazing coverage

I don’t know where we would be without nationwide. No hassle claims with quick payouts. I will be a customer for life.
5

out of 5

POSTED: | BY: Matt

Very Quick Response

My claim was reviewed and approved in less than a week! I’m impressed by the ease of use and the speed at which my claim was taken care of.
5

out of 5

POSTED: | BY: Juelle Kennedy

Excellent

I’ve never had pet insurance before and this has been an excellent experience
5

out of 5

POSTED: | BY: Zach

Extremely helpful, extremely simple

I have been extremely impressed with my pet's health insurance. I rescued an older dog that almost immediately started experiencing health issues. Our pet insurance has been the least of our worries - the customer service is excellent, the claims are ridiculously easy to file, I never have any concerns about vet bills. I would definitely recommend their service.
5

out of 5

POSTED: | BY: Donna

I’m very happy with our pet insurance!

Glad we have this! Claims are so easy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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