Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Blaze

Absolutely wonderful experience

I make my claim through the Vitusvet app. The claim takes all of a minute and their claim processing time is lightning fast. They have covered everything as stated in the contract with no dispute. Though that's as it should be it's just a nice peace of mind.
5

out of 5

POSTED: | BY: John

Easy submission process, quick turnaround and efficient electronic payment(s) - and checking in on Mel periodically is nice

The claim process is an easy submission with a quick turnaround and efficient electronic payment(s). They have been checking in on Mel periodically which is nice.
4

out of 5

POSTED: | BY: Leslie

Very helpful

My only issue was that you don’t pay for surgeries. And due to my complicated old age I didn’t find that out till we had to pay $7,000.00 for a surgery, that was not covered. Difficult for us seniors
5

out of 5

POSTED: | BY: Whitney

Quick Turnaround Time for Claims

My dog needed a lot of vet and preventative care recently. I have really appreciated that when I am able to finally take the time to submit my claims the turnaround time is so quick for reimbursement. I have really appreciated having pet insurance to rely on for my sweet but high-maintenance pet. Thanks!
5

out of 5

POSTED: | BY: Debbie

Claims are processed very quickly! The EOB is always clear in what is/isn't covered and why. Haven't had a single complaint.

I held off for years in buying pet insurance. It became an option to have it auto-deducted from my paycheck. Easy to do, and protects my dogs - no brainer! Each claim is processed efficiently. So glad I finally did this! The website is super easy to use as well. I can upload an invoice emailed to me by my vet - paperless and seamless!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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