Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,240

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise

Nationwide has literally saved my pups' lives

Mickey and Finn have had to have multiple surgeries in their first year. Nationwide has responded quickly and with no fuss. I have been amazed at their loyalty to me as a customer. I tout their praises every time someone asks me how it is I have survived the first year.
5

out of 5

POSTED: | BY: Rodric

Excellent Services

Everything went great she really didn't act like she even had surgery! Nationwide has been very supportive for everything!
5

out of 5

POSTED: | BY: DONNA

Easy, simple and stress free claim service

I appreciate the simplistic nature of the claim process. Hank needed a cyst removed and then had a complication of his incision opening up again after 2 weeks. The claim process was simple for both events, thank you!
5

out of 5

POSTED: | BY: Brianna

Quick Claims Processing

Nationwide processes claims within two days of uploading documentation. While you do have to pay the vet directly, Nationwide often compensates within 5 business days. They also have an app where you can upload a picture of the receipt for ease of use. I have had no issues with either emergency or wellness claims.
5

out of 5

POSTED: | BY: Albert

Fabulous

If it ain't broke, don't fix it! Keep up the excellent service.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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