Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Neal Gabler

Too little reimbursement

My nine-year-old Lab had a serious and sudden situation in which she could no longer walk. My vet, after examination and an X-ray, recommended we get an MRI by a neurologist. We did so, and the neurologist ultimately recommended a steroid management in the hope we could avoid surgery. The cost of the MRI and associated services was nearly $5000. This was a necessity. Nationwide covered only $1600 of it on the basis that they had already hit the amount allotted. Well, if so, the allotted amount is too low. We did precisely what we were advised to do in the order in which we were advised to do it. Presumably the cost of a surgery would not have been covered either. Given that for over nine years I've been paying roughly $100/month, I should think this would have been more adequately covered. And I am not particularly happy about it.
5

out of 5

POSTED: | BY: Kaci

So thankful for pet insurance and being paired with the best around

Our dog has been in the best of care. when he was a little over a year he was chewing on a defective cow hoof, we immediately took it away from him and noticed a few days later he got really sick. we took him to the vet and he had a piece of the cor hoof that had torn up his intestines, he had to get surgery to have it removed. since then things get stuck due to scar tissue build up, they have had to continue moving parts of his intestine to save his life. without insurance we would have had to put him down as the cost of surgeries are not cheap. his health has really been impacted from this cow hoof. we fought with the company and they removed them all from the shelves after months and months battling. it doesn't help with our dog though cause the damage had already been caused. he has continued to have surgeries which have been successful but taking their toll. This dog deserves life, he is full of energy, and is only 3 years old! thank you to Nationwide for always supporting us and helping with the vets expenses. we tell everyone Pet insurance is a must and this company is who they need for their pet. we will never go again without it for our beloved family members.
5

out of 5

POSTED: | BY: Holly Romani

Fantastic

Love that We have this wonderful insurance and service.
5

out of 5

POSTED: | BY: Ken Heath

Maybe - just maybe - Man's Next Best Friend?

Nationwide VPI insurnance just might be my next new best friend - because it sure helps me take care of my first best friend! My lab Miss Reagan has been insured since we picked her up, and I'm so comforted knowing she's covered - from routine wellness visits and vaccines to illness, she gets the best of care. Nationwide VPI has helped me to afford that comfort! Thank you - from my girl and me!
5

out of 5

POSTED: | BY: Erica Miller

Best insurance

Every time I have had a claim either, between 80-100% was reimbursed within 2 weeks.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review