Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,240

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mandi

Fast, honest, reliable

I have never had a question, a denial, a discrepancy. I have only had one telephone customer service situation and my concerns were answered and resolved right away to my benefit. I highly recommend this insurance company.
5

out of 5

POSTED: | BY: kathryn

great response time on claims

no problems yet
5

out of 5

POSTED: | BY: jennifer

Great Policy!!! Fast and Easy Claim Payments!!!

I am very impressed with this insurance. I have two Alaskan Klee Kai's and both are covered. I have the full coverage so after $100 spent at the vet I am covered 90%. It is easy to spend more than $100 in one visit, so getting all the wellness shots and flea and heart worm treatments not to mention getting them spayed is not a burden. I don't hesitate any treatment because it costs me 10cents on the dollar. The claim process is very easy and quick. I usually have the funds in my account with 10 days of mailing in my claim. With this insurance I don't have to worry about making any decisions on treatment based on my ability to pay!!!
4

out of 5

POSTED: | BY: Wendy

it's gotten so much easier to claim!

I have a 14 year old Maltese who's gum/teeth issues have gotten pretty bad, among other things that have come up with his age. Although they didn't cover the extractions and treatment due to considering it 'pre-existing' condition, they covered a good amount of the bill - blood work, lab tests, and some of the medication for the infections he had. Nationwide has become a blessing to us, since I signed up right before he started having more serious issues, it's saved me a lot of money and given me more freedom to make sure my doggy lives a healthy life.
5

out of 5

POSTED: | BY: Sherif

Great to have had Pet Insurance

Our 8 year old Pug has started to get sick. It appears that he has Intestinal Lymphoma. I'm grateful that I've had Nationwide Pet insurance as they have helped defer quite a bit of the cost of the tests and treatments so far.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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