Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Fran

Great service

Always great service and never have a problem with any of my claims. Peace of mind knowing I have coverage whenever I go to the Vets office. Taking care of my dog and keeping him healthy and happy is very important to me and my family.!
5

out of 5

POSTED: | BY: Puffenberger Karen

Thank you for your prompt attention to my claim!

Nationwide Pet Insurance has responded promptly and efficiently to every claim I have submitted. I have seen a significant improvement in 2020 in the amount of time between submitting a claim and receiving the benefit payment in my bank account.
4

out of 5

POSTED: | BY: Erin Motil

Provide the customer with more information, besides this is normal practice

Normally I had not had much of an issue with receiving my claims with Nationwide at all... I thought it was the best service yet. This even includes the fact that I have had pet insurance for my cats for 3 years now and have never used it once until recently and still have not had a reimbursement from Nationwide on my cats. This last claim I had with my dog Colette I was extremely disappointed. It took them from 12/29/2019 to March 2019 to reimburse me for the visit. Every time I called I only got stonewalled with this is a normal practice. I just wanted to know why they were asking for medical records not once but twice even though I had already explained I did everything they asked me to do since adopting my puppy. They still felt I was deceiving them and that I had the dog go somewhere else to be treated that I was not telling them about. This disappoints me because the only thing I have ever done was to be completely open and honest with this company and follow everything they had asked of me. I understand the review but when I ask why and the only thing a manager could tell me was this is normal practice and not the actual reason why they needed me to send not only all of my dogs medical records but also a letter stating that we had not brought the dog to some other place to be checked out, was really disappointing. this could have been taken care of more than a month before had they just been open with me and came right out and asked me this information. They said it was normal to have this review fo the second claim.. this was the 5th claim. Just disappointed in this place now, I definitely will tell those that ask me about the pet insurance of my experience for clarity on what they will face if they decide to go with this company
5

out of 5

POSTED: | BY: lynn yurkofsky

Aussie mom

I will admit we were only going to keep it first year. However after how easy and wonderful they are with no questions asked about what our pet needs... you have a customer for life and if get another pet will sign them up too. we recommend this insurance for all pets!
5

out of 5

POSTED: | BY: Megan

NATIONWIDE WAS SO EASY AND FAST ON MY CLAIM

My Yorkie had to have emergency spinal surgery. Having pet insurance literally saved his life. I submitted my bill (from 3 places) and a few days later they had already sent a check. No hassle. EASIEST PROCESS EVER!! It gives me much more peace of mind and I am able to just focus on snuggling my sweet little guy. 10/10 would recommend!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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