Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jesse

Terrific insurance plan.

Nationwide really came through for us. We are very satisfied keep up the good work.
5

out of 5

POSTED: | BY: Scott Lutz

Good So Far

A little rough at the beginning having to submit prior health history multiple times, but everything smoothed out after that. Coverage for a new puppy with wellness included a significant benefit for the initial costs involved.
5

out of 5

POSTED: | BY: Mia Wilson

Excellent

Pet insurance with Nationwide is excellent. Customer service is friendly. Reimbursement is quick and easy.
5

out of 5

POSTED: | BY: Gene Borrows

Service and product are fine

Service and product for my five animals is fine.
5

out of 5

POSTED: | BY: Abigail

Awesome service!

Getting nationwide insurance was the best decision we made. We had an unexpected trip to the vet leaving us with a bill of almost $1000. We were able to submit this claim the same night (online) and it was very easy. We were able to track updates online and reimbursement was quick with the direct deposit feature! A++

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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