Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hayley

Nationwide Pet Insurance is AWESOME

Nationwide pet insurance is the best decision we could’ve made for our dog. We don’t have to make any hard financial decisions when deciding the best treatment options for our fur baby. Customer service is personable, accessible, and truly cares about my pet. Especially when I called crying from my vet’s office to ask about coverage! The claims process is unbelievably easy. We just adopted another puppy and the first thing we did was sign him up for Nationwide pet insurance.
5

out of 5

POSTED: | BY: Samala

You are the best.

You are quick, efficient and dependable.
5

out of 5

POSTED: | BY: Meg

Nationwide provides great service both on the phone and through the website!

We have had five pets insured by Nationwide over the years and have had consistently good experiences. Even during the pandemic, it has been easy to connect with a real person on the phone to get our questions answered! The claims process on the website is quick and easy and we get our reimbursements right away.
1

out of 5

POSTED: | BY: Kim

Unapproved funds taken from my bank account

The worst unless you pay me back the unapproved funds you took from my account.
5

out of 5

POSTED: | BY: Alison

great coverage

excellent
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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