Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Genevieve Martino

Easy to make a claim. Never had to fight for a refund on a claim. Check comes pretty quickly

I appreciated the condolence letter sent from Nationwide when my beautiful dog died. Maybe it was something small but it meant a lot to me
5

out of 5

POSTED: | BY: Tiffany

Switched from Healthy Paws to Nationwide just in time!

I obtained insurance through Healthy Paws when our first dog was 2 months old. I had read reviews of Healthy Paws and the seemed decent so went with them. They barely ever paid anything for any of my claims and kept raising my rate. When we got our 2nd dog I signed her up as well but the costs were adding up so when when I started a new job that happened to offer Nationwide, I went ahead and switched because it cost half through Nationwide for what I was paying for Healthy Paws. We had double coverage for a brief period just before the Nationwide kicked in, we detected a major health concern for one of the dogs. and I submitted a $1000 claim to healthy paws for diagnostic work our puppy needed. Out of the $1000, Healthy Paws paid $66. Fast forward 4 months and we had an accident in which our puppy got a hold of some vitamin D pills and poisoned herself. We paid $2500 out of pocket for treatment. Nationwide immediately paid us $2100 of this after our $250 deductible. I was so glad I switched when I did or I am sure Healthy Paws would have paid almost nothing again. I read poor reviews of Nationwide and was a little nervous, but they are fabulous from where I am sitting and am a very happy customer so I wanted to share my story to give people hope that just because they are more affordable, does not mean they will not do the right thing.
5

out of 5

POSTED: | BY: Albert Gelsomino

So glad we enrolled our dogs and cat with Nationwide Pet Insurance, the coverage and piece of mind is second to none.

I'm on year 2 of having Nationwide Pet Insurance and I can say it was the best decision me and my wife have made about our pets. The piece of mind knowing we have coverage for emergencies should they arise allows us to truly focus on our pets in their time of need and not the expenses associated with the emergency visit. The claims process couldn't be easier and the turnaround time for reimbursement exceeds our expectations.
5

out of 5

POSTED: | BY: Christy Martinez

Dependable

Very happy to nationwide
5

out of 5

POSTED: | BY: PATRICIA ENGLISH-PHILLIPS

very happy with this payment

Very happy with this payment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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