Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Danielle

Quick

I am a very long time Pet Insurance client of Nationwide. I have been satisfied with their service over the years, but this year is the fastest I have ever received my claim payments. I love that they have adjusted to online claim payments and quicker processing! Thank you!
5

out of 5

POSTED: | BY: Sara

Ease of process

We got our Baby Belle in the winter of 2020 as a puppy and knew she had some upcoming expenses. Nationwide Pet Insurance has been quite the benefit as she’s been the the vet a few times already - some planned trips and some unplanned trips. Thankfully, Nationwide has been on our side through the whole process!
5

out of 5

POSTED: | BY: Damian

Amazing financial help that reduces the worry of having a sick pet!

Nationwide (Pet Insurance) has been spectacular in not only easing our financial worries of the cost of treating our pets' illnesses but also in how easy it is to do! I have recommended this service to every pet owner I know and will continue to do so in the future. Thank you so much! Not only from us but from our 3 kitties as well.
5

out of 5

POSTED: | BY: Krystle

One of the best things we did upon getting our dog was sign up for Nationwide Pet Insurance

We got our dog, Chef, at 7 weeks old and the first thing we did was sign up for Pet Insurance. It was the best thing we've ever done! The vet costs in a dogs first year of life can add up very quickly. Nationwide covered all of chefs vaccinations, check-ups, etc He recently had emergency surgery and Nationwide covered the majority of the costs, no questions asked. We will forever be a Nationwide customer! Also, the representatives we talk to on the phone every time are an absolute pleasure to speak with.
5

out of 5

POSTED: | BY: Lance

Life savers

Nationwide covered my dogs entire emergency surgery. As they do most people, my dog means the world to me and nationwide was there to help me when I needed it most. Speedy reply on the claim and no hassle or questioning. I’m so happy I went with this company
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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