Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kc

Great company

Very easy to work with… Appreciate the quickness of processing the claim!
5

out of 5

POSTED: | BY: james shaw

Feel protected

I was worried when I saw something on my dogs leg, luckily the Vet looked it over and said it wasn't cancer. But visiting the vet cost money, it took 3 months for my claim to go through, but it feels good to know nationwide was truly in my side.
5

out of 5

POSTED: | BY: Violet

Splenectomy

Processing the claim was fast and easy. It worked exactly as it was explained in the plan. I'm grateful for our Nationwide policy.
5

out of 5

POSTED: | BY: Maura K.

Claim submission was fast & easy response was so fast. I cannot thank you enough now with coronavirus workout!

I would recommend Nationwide Pet insurance to everyone who owns a pet!
5

out of 5

POSTED: | BY: Christine Hansen

Easy to submit claims and added peace of mind

Claims are easily submitted. I have been using the vitusvet app. The turn around time is fast. Claim submittal is convenient and my funds are deposited directly to my account. Having insurance gives me peace of mind and helps me to not worry about the what ifs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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