Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debra

Knowing that Nationwide will help me with the cost helps me give my dog the best care she deserves.

I have recently learned to do the online claim filing and auto payment to my bank. This is working great and saves me a lot of time. I appreciate the confirmations so that I know the claim is being processed. I am getting used to the website and can check on the claim statement when I need to. I love my dog and appreciate the help that Nationwide gives me in providing her with her prescription food and medication she needs now that she is older.
5

out of 5

POSTED: | BY: Sharon

I’m satisfied with coverage and had helped a lot.

Insurance had been very helpful esp when you have more than one dog.
5

out of 5

POSTED: | BY: Lori

Very easy to file claim

Claims are very easy to file. Claims are processed quickly and you are reimbursed in a very timely manner.
5

out of 5

POSTED: | BY: Eileen

Expensive but easy to file claims.

The insurance is expensive but you don’t have to worry about expensive procedures should they occur.QE
5

out of 5

POSTED: | BY: Susan

Easy to use and a value

It was very easy to file the claim and the policy makes it affordable to give the pet routine and appropriate veterinary care.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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