Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel

We love our pet insurance!

We truly love our pet insurance and we recommend it to people all the time. It's so easy to file a claim, and the direct deposit feature is awesome. We get so much money back from each claim and very quickly, and every time I've had a customer service interaction it's been really above and beyond. Thank you!!
5

out of 5

POSTED: | BY: Sherry Meadath

Thanks so much for covering the health of my furry child!

Nationwide has covered our pet well and we never wait long!
5

out of 5

POSTED: | BY: Patricia Monahan

Thankful that we have Pet Insurance and this one is the best!

Our 'gotcha' date for our sweet pup was July 15. We are head over heels in love with her! She's had several trips to the vet, in addition to her wellness checkups, and I'm so grateful that we have the BEST pet insurance ever! Our premiums are worth every penny for our sweet furbaby, Millie!
5

out of 5

POSTED: | BY: Daniel Franco,

Insurance review for Rocco

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5

out of 5

POSTED: | BY: Lynn

I feel I am not alone when my pet is sick

I choose Nationwide Pet Insurance because my company provides some employee discount, but I didn't expect it can be any different than any insurance companies until my cat suddenly frequently goes to his litter box. I first tried the online chat to see if we really need to go to a vet since Covid-19 is out there. The rep asked me to take Tutu to a vet immediately after I told her what I have observed. Thanks to her! Tutu is found a bladder stone that day. But since it is not bad, the doctor started conservative treatment for him. The treatment is still on and we have seen progress! After my claim is processed, Nationwide sent me email to check if Tutu is feeling better, which makes me feel really warm.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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