Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jo

Easy to work with but rates get quite extreme as your pet ages!

Very efficient claim process but was shocked when my annual policy went from around $1000 to $1800 the next year! Seemed liked an unreasonable percentage of increase.
5

out of 5

POSTED: | BY: Erin

Pet Insurance is worth every penny

Great company and the service is wonderful.
5

out of 5

POSTED: | BY: Larry

Excellent and fast service.

I recommend Nationwide pet insurance, happy with the service.
5

out of 5

POSTED: | BY: Carol

Fantastic coverage!

Never have had an issue. I have recommended vpi to many people.
5

out of 5

POSTED: | BY: T

I recommend pet insurance to everyone I know

I have had pet insurance since before it was cool. 15 plus years I believe. Nationwide used to be called VPI. I appreciate having the ability to tell the vet to "go ahead and do that test, she has insurance so I don't worry about cost". It's good to know I can treat my pets with the best available medicine. We have had root canals, eye problems, surgeries, one time incidents or accidents all paid no problem with our nationwide plan. I tell everyone who wants to listen that their dogs should have health insurance. We had a significant rate hike on our older dogs policy this year and almost canceled it, but I'm glad we did not because it has almost paid for itself with her eye problems this year. I love the Vitus Vet app and ease of submitting claims on the go. Reta collab there!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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