Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve Weisbrod

Simple, Stress free and Satisfying

We had to take Bentley to the animal hospital during the COVID-19 crisis for a gastrointestinal issue. It was a very stressful time and a large unexpected expense. We were able to file our claim online and received a check within several days. Bentley is all healed up and we are grateful to have had pet insurance for him! Thanks Nationwide!
5

out of 5

POSTED: | BY: Carolyn

Easy payments and claims

Our little trouble maker of a puppy has had to go to the vet two times already (injury and illness). Both claims were easy to submit and we got payments in under 1 week of submitting the claim.
5

out of 5

POSTED: | BY: Elva Valencia

Thanks for checking on bunny

Bunny is doing well.
5

out of 5

POSTED: | BY: Loretta Lee

Ms

Great service and coverage.
5

out of 5

POSTED: | BY: Tricia Ward

I am amazed at how quickly I am reimbursed and how much is coved!

Great service and great coverage! Well worth it!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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