Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick Hanlon

Great investment

Great investment!!
5

out of 5

POSTED: | BY: Leslie Robbins

Prompt service, but too many exclusions.

No problems with the services, but not covering pre-existing conditions (allergies in my dogs case) or dental care make me question if it’s worth it.
5

out of 5

POSTED: | BY: Frank Thiel

Great company

Super easy to send in claim. Remarkably quick response and refund check.
5

out of 5

POSTED: | BY: Ann Matekovic

Claims process was easy and efficient. Thanks!

Claims process was easy and efficient. Thanks!
5

out of 5

POSTED: | BY: Susie Klein

Nationwide Pet Insurance is the best thing I ever bought for my cats!

I've been with Nationwide for about 17 years and bought insurance for two cats. There are more plan options now than when I first signed up so you can get the coverage that works for you and your furry friends. I currently have my cat enrolled in a major medical plan but they also have plans for wellness checks, vaccines, dental, etc. I've referred friends with dogs and cats, who like me, have been thrilled with the help they received from Nationwide when their pets got sick, injured, developed a chronic illness or just needed wellness checks. Customer service is stellar as well as the people who work with claims who have always gone the extra mile. Reimbursement has always been very fair and many times, it has been quite generous. It is such a relief to be able to take care of my pets during stressful times knowing my pet insurance has me covered. I totally recommend Nationwide to anyone looking into pet insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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