Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Myles

Simple, reliable, efficient - well worth the money.

I have been able to contact and receive support during a late night pet emergency, where they clearly explained the process of how my plan works and what options are available, and was easily able to follow up about my claim later on to know exactly what is happening and when.
5

out of 5

POSTED: | BY: Asleen Ee

Nationwide is super easy to deal with

Easy submission of claims, and prompt reimbursements.
5

out of 5

POSTED: | BY: Savannah

Amazing coverage ! Quick reimbursement !

I have the full coverage plan for my high maintenance bully. Since I got this plan when he was at 12 weeks, I’ve been fortunate that they have covered everything from his tummy rash to knee surgery!!! Highly recommend!!!
5

out of 5

POSTED: | BY: Katie Endresen

Amazingly easy claim process!

Easy claim process! They also send follow up emails checking in on your pets :)
5

out of 5

POSTED: | BY: Cindy L

Nationwide is my peace of mind!

I have been telling everyone about my positive experience with Nationwide these past two years. I pay my premium in January when I get my taxes back so I have peace of mind all year. With Covid-19 I am even more grateful I have insurance. Customer service has been above and beyond. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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