Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Excellent response from Nationwide pet insurance

Very quick turnaround time for the review of the claim and the reimbursement. The wonderful dog is doing fine and with some rest and some medication has healed well. Appreciate your care and concern
5

out of 5

POSTED: | BY: kelly

I am thankful for the insurance

I DO LIKE THE INSURANCE AND HAVE BEEN WITH IT BEFORE NATIONWIDE. I sometimes am confused on what they cover and do not cover etc. I also would like to talk to someone yearly so I can serif the plan is growing with my dogs or if i need a different plan. All & all it has been good. Also I liked prior having a cc that had no finance charge for vet visits. I have the CC but don't use it because there is not really a benefit to using it.
5

out of 5

POSTED: | BY: Dina

So far, so good!

This insurance was highly recommended by a group of neighbors and I'm happy I followed their advice. Nationwide had an easy application process and so far the ease of uploading the vet's invoices and being reimbursed has been a breeze.
5

out of 5

POSTED: | BY: Jill

Excellent insurance

Always reimbursed in a timely fashion. Very easy to file claims. A little pricy but benefits worth it.
2

out of 5

POSTED: | BY: Amber

The reimbursement takes FOREVER

You have to pay upfront and get your money back after the claim. However, the claim takes the company about a week to even review the claim even though I provided the recipe. Then after that I waited another two weeks to get the check in the mail. And the other option of getting direct deposit is not easy. You have to create another account for a bank I don’t have and then it gets transferred there then transfer that to your account. It’s definitely not easy. I appreciate that Pet insurance exists because it’s helpful for you and your pet, but I think they should of updated their system to make it easier and faster by now.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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