Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia Jenkins

Great experience

We really debated on purchasing pet insurance for our new pup. So glad we did. Submitting claims is easy, fast and efficient and knowing we have the insurance helps with our piece of mind.
5

out of 5

POSTED: | BY: Melissa Bowersock

Fast Payer and Excellent Coverage

I have been very happy with Nationwide's coverage of Tess. Fast payer and coverage as promised.
5

out of 5

POSTED: | BY: Laurentiu Olariu

Easier than my medical insurer

Is amazing how easy is to submit claims, I hope my medical insurance would be that easy to deal with. Also customer service is great, I had a bad website link when I submitted a claim, they answered with great care for my experience, and simply admitted that the system didn’t capture it. Recommend highly!
5

out of 5

POSTED: | BY: Christina Walsh

Best insurance ever!

We love nationwide and wouldn’t trust our dog’s protection to anyone else! Kind and friendly customer service as well as fast responses! We appreciate you!
5

out of 5

POSTED: | BY: Patricia Thunquist

Nationwide coverage has been beyond expectations

Benefits, response time and reimbursement time have all been excellent.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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