Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Helen

Nationwide has save me and my little girl!

My girl Perla will be 13 years old this October. In 2018, she started slowing down and had a slew of medical issues. She even ended up getting cancer and had to have her toe removed. If it wasn't for Nationwide, I would not have been able to afford her care. I would have found a way, but it would have had a huge financial impact on my Family. About 70% of her treatment was fully covered. Only thing is I wish there wasn't a per year limitation of what they will cover for a specific illness. Thankfully, she did not need chemo so we were able to claim the max for the year. In their early years when they are healthy, it seems like paying insurance might not be worth it, but as they get older and a huge disease needs to be treated and you have a bill for $10k, this is when Nationwide is a life saver. Just like any insurance. It gives you a piece of mind and more time with my baby girl! Please, please get insurance for your fur babies. They are Family too.
5

out of 5

POSTED: | BY: Maili

Truly the best investment!

Years ago we had a pet whom we didn't have insurance for, unfortunately he ended up with severe medical issues and we ended up in debt and leveraged to cover his healthcare (would do it again if we had too). When we got Manny we signed him up for Nationwide Pet Insurance (we use Nationwide for other insurance as well). It is the best investment we've ever made. Having insurance allows us to make the best decisions for Manny's health and well-being without having to worry about costs. Recently Manny had to have emergency surgery to remove a blockage from something he ate, as promised Nationwide covered the majority of the costs. We recently adopted another rescue puppy and just added her to the same coverage. It's worth every penny. Submitting claims is super easy and quick and deposits go directly into my account in a matter of days. I highly recommend Nationwide pet insurance.
5

out of 5

POSTED: | BY: Nicholas

Love the new changes to claims

Old claims and reimbursement was so slow...but the new computer system is easy and fast. Really appreciate how quickly we get our reimbursements now!
5

out of 5

POSTED: | BY: Pamela

Goof

I am so glad I got pet ins this was a good one to get the brdy
5

out of 5

POSTED: | BY: Melanie

Nationwide IS on my side!

So far so great! Totally easy claims process, and they are so quick in the turnaround! They even sent an email checking on my pup after she had been to the vet!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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