Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dannielle

Easy peasy

Simple. Direct. Easy. No hassle. It's as if they thought of everything. I've recommended them to tons of people and they've researched to find this is simply the best. Money well spent.
3

out of 5

POSTED: | BY: Annie

They challenge everything, so it is cumbersome to have to go back and dig up more proof to send them with each claim.

They are a pain to deal with sometimes, but so far they have covered what they said they would.
5

out of 5

POSTED: | BY: Tammy

Best customer care service agents ever!!!!

This is the 2nd time I've insured one of my furbabies with your company and I recommend you too a lot of my friends. Thank you for being so kind and caring. Wonderful staff of customer service agents.
5

out of 5

POSTED: | BY: Estelle

Just awesome!!

The claim easy and I got paid very quickly!! I couldn’t be happier with nationwide pet insurance!! Thank you! Luna is feeling much better!!
1

out of 5

POSTED: | BY: Dan

Nightmare getting claims paid

Reasonable costs & insurance coverage until you file a claim. They look for ways to avoid paying or to delay paying. We've had claims that they will call pre-existing conditions (when. they are not) until you dispute it and then pay it. We've had them sit well over their 30 day claim processing timeline they market. They sit on records "in review". It feels like a game to get anything processed by Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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