Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie

Great experience

We have nationwide for my furbaby; she has had a few instances where this coverage has been a blessing. I can confidently bring her to the vet and not worry about what may be wrong and what tests need to be done because her plan covers 90% of all services after an annual deductible. We love Nationwide- there was one case where we had a delay and had to resubmit all her records but in the end they covered her per the policy terms.
5

out of 5

POSTED: | BY: Jenn

Seamless Claims, Great Customer Service

Nationwide's customer service team has continually delivered great customer service to me, as I've called them quite a few times initially to better understand the claims process and the medical records request process. They are consistently kind and patient, and the claims process itself is easy breezy. Love Nationwide and having peace of mind when it comes to my pup!
5

out of 5

POSTED: | BY: Marie

Excellence in service

We are very pleased with this insurance and the efficient way in which claims are handled.
5

out of 5

POSTED: | BY: Donna

I should have signed up for pet insurance a long time ago!

Excellent!
5

out of 5

POSTED: | BY: Erin

Nation wide is great 90% of the time process claims with no issues

Nation is great for animals like dog that need to go tot eh vet often. I have nation wide for my 2 cats and my dog. I have have the insurance for my cats for 4 years now and have never receive a reimbursement on vet visits because we never meet the deductible yearly. this part is super disappointing as I pay in at least $1200 a year for the cats. My dog on the other hand they are amazing for. we went through one claim where Nationwide did not believe we had never brought the less than a year old puppy to another vet and it took more than 2 months to receive my claim for the visit. since then it has been wonderful I submit my claim and I get reimbursed no issues. You may want to consider reducing the yearly deductible for a house cat to $100 as a yearly visit is $190.00 for a healthy cat, we will never meet our deductible until our cats are ready to pass on.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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