Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileen

Best insurance ever

Nationwide Pet Insurance is so easy. The claims get processed very quickly, and I never have trouble getting someone on the phone (friendly and helpful each time too). I wish Nationwide Pet handled my health and car insurance too!
5

out of 5

POSTED: | BY: Leah

Really great service, so grateful for Nationwide

I am very happy with this service. The ease of claim submission and reimbursement is incredible. Our dog has been able to receive the care she needs because of Nationwide, and I can't think of anything I've been unhappy about.
4

out of 5

POSTED: | BY: Kathleen

Don't know what you are asking.

We have been with Nationwide pet for several years. Reimbursement is timely and staff is always pleasant.
5

out of 5

POSTED: | BY: Teresa.

My doggy will be well cared for; peace of mind.

Excellent in every respect.
5

out of 5

POSTED: | BY: Chris

Easy process

Our dog needed emergency care after hurting her leg during the Covid-19 crisis. We mailed in the receipt from the ER vet and received a check within a couple of weeks. We were notified that the claim was received and when it was approved, and could view it online. The whole process was easy and went smoothly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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