Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Irene

Pet Insurance Is A Huge Benefit

I couldn’t be happier with the service I get from Nationwide Pet Insurance. I also have the Wellness add-on and being able to be reimbursed for high ticket vet visits has made my financial life less stressful. My only complaint would be, that my premiums doubled after my dog had bilateral knee surgery. It’s hard to believe that it wasn’t to recoup some of their costs. But from $91 to $181 is a bit of a jump.
5

out of 5

POSTED: | BY: Crystal

Great

Easy filing
1

out of 5

POSTED: | BY: Arlene

overall rating is a 10 - I have been very happy with this insurance.

10 out of 10. Very responsive. Easy to file a claim and get paid quickly. Thank you!
4

out of 5

POSTED: | BY: Heather

Claim process is fast but one cap level is ugh

I love how fast the claim process is! Paying vet bills upfront can be stressful but knowing I'll get a reimbursement quick is very helpful and less worrisome. I do wish there was a greater cap offered than the 7500. I'm looking at other insurance companies because of that.
5

out of 5

POSTED: | BY: Raul

AWESOME Pet Insurance Company

I have always insured my furry children. I used to be with another company AND it was the worse mistake as it was not at all easy to use. You have been just incredible and easy to use and I am so happy and have peace of mind. Thank you.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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