5
out of 5
POSTED: | BY: MARTHA RASH
Easy to enroll my pet with MetLife.
Easy to enroll my pet with MetLife.
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4.7
out of 5
Number of reviews 8,206
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: customer
Quick turnaround and direct deposit…
Quick turnaround and direct deposit payment right into bank
Very convenient
5
out of 5
POSTED: | BY: Tod Presutti
My wife and I took in a stray cat in…
My wife and I took in a stray cat in summer 2025. The cat was estimated to be about 6 months old. She is the sweetest cat but has had a number of health issues literally since the day we took her in. We have two older dogs and never bought pet insurance for them but decided to for our new kitten. MetLife has been nothing but easy to deal with in our 3 claims in the first year of the policy. Having this coverage has made these health issues much easier to deal with. MetLife has added zero stress to the process and has alleviated a lot of potential financial stress with straightforward instructions, submission process, and timeliness of reimbursements. We will definitely be extending this insurance when it's time for renewal.
5
out of 5
POSTED: | BY: Joe Carranza
Met life was amazing!
Met life was amazing. We lost two pets and they were so helpful and thoughtful throughout the process.
3
out of 5
POSTED: | BY: customer
Not very user friendly
(1) Difficult to update refund payment options (it is an entirely different website, but that is unable to be found until you call). (2) The form to submit claims is not easy to use- Not editable & need to download to sign/date, etc.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!