5
out of 5
POSTED: | BY: customer
You people are very helpful.
You people are very helpful.
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
3
out of 5
POSTED: | BY: Allen
The claim process seems disjointed
The claim process seems disjointed. It takes some time to approve and it is stressful to obtain documentation that is somewhat foreign to lay consumers.
5
out of 5
POSTED: | BY: Julie
Our dog had surgery on 7/15/26
Our dog had surgery on 7/15/26, and I had the payment from MetLife within a week.
5
out of 5
5
out of 5
POSTED: | BY: Vaishnavi Krishnan
Prompt assistance with claims and…
Prompt assistance with claims and refunds!
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!