5
out of 5
POSTED: | BY: Sarah
So easy to work with!
So far I've only had to make one claim, but it was processed quickly and everyone was very responsive to my questions.
4.8
out of 5
Number of reviews 827
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Nick
Easiest, Friendliest, all around Bestiest insurance for your pet!
I love Lemonade insurance. The price is inexpensive and the coverage is great! I can submit a claim through the app and it gets approved almost immediately! I get my money in two to three business days and then I’m set for the next year or so. On most of the coverage they also have no deductible options and I would highly suggest that. Even if you have to pay a little extra, very worth it. The customer service is friendly and personable. I have insurance for both of my pets through Lemonade.
5
out of 5
POSTED: | BY: Liz
Very easy and speedy claim payment
I found the entire process from signing up to putting in my first claim to be very easy and seamless. Payment and claim approval was very speedy as well so far very satisfied!
5
out of 5
POSTED: | BY: Lee Ann
Amazing
Amazing service. Seem less. Quick response and payout. Provides confidence that my fur baby is protected. Assurance and peace of mind.
5
out of 5
POSTED: | BY: Sammie
Happy with Lemonade Insurance
I am happy that I purchased lemonade insurance for my dog. It was easy to sign up and simple to understand my policy. When my dog got sick, I was worried that it would take a long time for my claim to get accepted, but it was only about a week. It was easy to file the claim and I received an email from the customer service helping to figure it all out. It’s easy to understand and the employees were trying to make it as easy for me as possible.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet